//The Best Things in Life are FREE!
There’s free stuff everywhere. Seriously, it’s out there, all you have to do is look. We’ll get you started with these 5 ideas (and we won’t even charge you):
- Free Samples.
Food, makeup, music, sports packs, t-shirts—you name it, and you can probably get it for free. Many companies use Facebook Fan Pages to give away samples and coupons. Do a quick search and see what you can find. You can also visit company websites for current free promotions and giveaways.
- Free Video Game Demos.
Developers often release full-featured demo versions of video games. PS3 gamers should check out the Playstation® Network, while Xbox gamers should visit Xbox LIVE. You can also search sites like GameSpot or IGN for desktop demos.
- Swap Sites.
Want to trade your old stuff for new stuff? Swap sites are popping up online that let you trade things like books, music, DVDs, videos, clothes and accessories with other people around the country.
- Student Discounts.
Never leave home without your student ID. Many movie theaters, amusement parks, computer companies and even clothing stores give student discounts. OK, so maybe a discount isn’t technically free, but saving a few dollars is kinda like free money, right?
- Birthday Clubs.
Most restaurants offer free birthday gifts in the form of tacos, pizza, ice cream, cake, hamburgers and other edible goodies. See what your favorite restaurant offers and sign up for their birthday club.
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NCUA - Your non-IRA savings are federally insured to $250,000, IRAs to $250,000, by the NCUSIF, National Credit Union Share Insurance Fund, an arm of the NCUA, National Credit Union Administration, a U.S. government agency.