//PRODUCTS & SERVICES
SAVINGS ACCOUNT
Perfect for: Saving for a car, paying for college or planning for unexpected expenses.
Open a savings account with only $5 and no monthly service charge - it’s your membership in the credit union. Visit a branch to open your savings account.
FREE CHECKING
Perfect for: Cashing your paycheck, buying lunch, shopping online or paying bills.
With no minimum balance or check cashing fees, and unlimited withdrawals (with available balance), you’ll be ready for all of life’s expenses. Visit a branch to open your checking account.
VISA® DEBIT CARD
Perfect for: Getting cash and shopping.
Get cash back at ATMs or buy stuff anywhere you see the Visa® logo. Use your Visa® Debit card as a credit transaction and we'll reward you with Extra Award points redeemable for cash and prizes! Use non-Family Trust ATMs up to four times a month with no network charge. Surcharges by other financial institutions may still apply.
CREATACARD
Customize your Visa® Debit card using your favorite photo for FREE! Elements members with a checking account can get one free CreataCard per year, per card type on your account. Simply login to MyBranch to order your very own personalized debit and/or credit card.
ONLINE BANKING
Perfect for: Managing your account online.
Access your account 24/7. Check your balance, make transfers, and sign up for e-Alerts. We’ll text you when there is activity on your account. Click Here to enroll in MyBranch
STUDENT CERTIFICATE
Perfect for: Saving money for a major purchase such as a car.
With only $100, open a 12 month certificate and earn dividends with flexible terms. Visit a branch to open your student certificate account.
//CREDIT AND LOANS
STUDENT VISA® CARD
Perfect for: Building a credit history.
Low rates and no annual fees - our Visa® credit card is a great way to build credit and manage unexpected expenses while earning Extra Awards points. If you’re 15 to 17 and have a parent/guardian co-signer you may qualify.
*Call or visit for details and requirements.
AUTO LOANS
When you hit 16, we’ll make getting behind the wheel simple and affordable with our Best Auto Rate Guarantee.*
*Loan must be in elements™ member's name and membership. The eligible member will receive the credit union’s best rate for an auto loan. If the member qualifies for a lower rate offer from another financial institution, except for dealer or auto manufacturer subsidized rates, we will match the lower rate according to market auto loan rates. Standard underwriting and new and used vehicle loan rates and terms apply.
//MEMBERSHIP EXTRAS
- elements™ Newsletter - download the pdf
Stay current with money hints and tips—delivered to your mailbox four times a year. - elements™ Website
Visit us online for our monthly podcast, videos, articles, quizzes and blog. - Bank-by-Phone
Call 1.803.367.4110 or toll-free 1.866.755.3537 for 24/7 account information
