//PRODUCTS & SERVICES

• SAVINGS ACCOUNT
  Perfect for: saving for a car, paying for college or planning for unexpected expenses. Open a savings account with a $5 deposit and we’ll match your $5! That same $5 represents your ownership share in Altra, and every member owns an equal share.
   
• STUDENT CERTIFICATES
  Perfect for: saving money for a major purchase such as a car. Open a certificate and earn more money on your savings. We have terms from six months to five years. Generally, the longer the term, the more you can earn. (Minimum deposit required.)
   
• FREE CHECKING*
  Perfect for: cashing your paycheck, buying lunch, shopping or paying bills. With no minimum balance or check cashing fees, and unlimited withdrawals (with available balance), you’ll be ready for all of life’s expenses.
   
• ATM / VISA DEBIT CARD*
  Perfect for: getting cash, shopping or checking your balance. Get cash at ATMs or buy stuff anywhere you see the Visa® logo. Use your Debit card at any Altra ATM surcharge-free or look for the CO-OP Network logo for surcharge-free transactions. *Contact Altra for specific requirements and details.
   
• DIRECT DEPOSIT
  Save some time and have your paycheck electronically deposited into your savings or checking account.
   
• STUDENT VISA® CARD
  A credit card is a useful financial tool that can help you build good credit. You can apply for a credit card (with a qualified co-signer).*
   
• AUTO LOANS
  If you’re 16 or older, you can apply for an auto loan (with a qualified co-signer). Be sure to ask about our First Time Auto-Buyer Program. *Contact the credit union for specific requirements and details.
   
• ONLINE BANKING
  Perfect for: managing your account online. Access your  account 24/7 ~ check your balance, make transfers, and more. Use FinanceWorks™ to see where your money is going and how to budget better. First-time online banking users click here.
   
• ONLINE BILL PAY
   It’s the easy way to use your  account to pay bills ~ such as your cell phone. Find out how to get started!
   
• E-STATEMENTS
  Save a tree ~ access your statement online vs. getting a paper statement.
   
• MOBILE BANKING / BANK BY PHONE
  Access your account 24/7. Contact Altra for complete details.