//Getting Your First Loan

GOOD CREDIT LASTS A LIFETIME
Your credit union cares about your financial well-being. An important part of that is your credit rating. It can affect everything from a loan approval to your credit card interest rate. Here are a... [read more]

HOW TO ESTABLISH CREDIT
If you manage it well, credit can help you get the things you want, such as an education or a car. Soon, you may be ready to start building a credit history. Once you prove to lenders that... [read more]

YOUR FIRST CREDIT CARD: SHOULD YOU OR SHOULDN'T YOU?
When is the right time to get a credit card? That really depends on the individual. Many students today get their first credit card when they go to college. Usually it’s because there’s... [read more]

THE COST OF CREDIT
Money doesn’t grow on trees. When you borrow money from any lender, there are many different charges. Loan rates and terms from finance companies, retail stores and financial institutions can... [read more]

A CHECKLIST FOR SMART BORROWING
Don’t sign for a loan until you understand all the terms, and don’t be afraid to ask questions. ... [read more]



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