//PRODUCTS & SERVICES
To join Elements of Money members simply need to open a share (savings) account with a $5.00 deposit. Members can then enjoy Elements Checking account:
- A no minimum balance, no monthly charge checking account
- 50 free checks per year
- Four checks can clear a month at no cost and just $.50 cents a check after that
- ATM card or debit card with no annual fee
- Spaulding High School students have access to a HRCU branch right within their school!*
Monday and Tuesday: 9am – 1pm (Opened to SHS students and staff only)
Thursday and Friday: 9am – 3pm (Opened to All)
- Balances up to $1000.00 will have a greater rate of interest applied. Balances over $1000 will receive the regular shares interest rate.
- Elements Members can open a Certificate of Deposit (CD) with just $100.00 (maximum deposit $1000.00) and earn a higher rate of return than a share account.
*SHS Branch location is in the back of the R. W. Creteau Technology Center.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency